Online shopping has rightfully gained a lot of popularity over the years. These days there are thousands of sites that are offering amazing products to the thousands of people who go onto the net for all their shopping needs. But there still exists a group of people who do not trust online shopping complete mainly because of one reason – the payment options. Here is a comparative study of which the most preferred payment mode is for people who shop online and what the other options available to you are.
Cash On Delivery Is The Most Trusted Mode
A study shows that people often prefer to get the commodity physically in their hands before they are willing to pay for the same. This being true, cash on delivery is the most common and most popular mode of payment preferred by the people who are willing to shop online. You can be sure that most good on lines sites offer such payment option, and you can order from there and make the payment only after you receive the goods.
Cash On Delivery Vs. Debit Or Credit Card Payment
Though cash on delivery is the most popular mode of payment, yet there are a lot of people who find paying through a debit or credit card or making the payment through net banking a much easier option. This is gain rightfully so. This particular mode of payment is a much more convenient option. Most good sites these days I’ll let you link your accounts with their portals. These gateways are not only very safe, but you can be sure that you will save a lot of time in the process. Many a time, when you opt for cash payment while shopping online, you will have to pay cash on the delivery charge. You can completely avoid it by paying through your card or bank account.
The only problem in such access is that you might face a bit of a hassle if you have to exchange your product or in case there is some problem in your delivery. You need to make sure that you can trust the portal with your personal details as well before you feed them your banking details. There is a chance that third party people might gain access to your details. But this problem is very rare, and you can be assured that most sites are very friendly when it comes to these things.
Using The Different Online Wallet Sites
There are many different wallets available online if you are looking to pay through some cashless option. When you are making the payment through the wallet, the money will be directly debited from that wallet. You will not be required to pay the amount by cash nor link your bank account. This is a very new form of payment that is gaining a lot of popularity over time. This is also considered a very safe form of payment.
The preference in the mode of payment is a very personal that seems to change from situation to situation!